Payment methods
Cards, debit, wallets, bank rails and alternative payments each cost differently. Here is how each one works, and what it should cost you.
Every credit card acceptance conversation in Canada eventually reaches the same question: what does a transaction truly cost?
Explore → Interac debit processing Interac debitInterac debit often carries its own flat per item cost profile, and it is the most commonly mispriced rail most Canadian businesses accept.
Explore → Tap to pay, Apple Pay and Google Pay acceptance Tap to pay & mobile walletsContactless is no longer a feature; it is the default expectation at every Canadian counter.
Explore → Online payment processing and checkout Online paymentsOnline acceptance carries a structurally higher cost than the counter: every ecommerce transaction is card not present, priced for its risk.
Explore → Recurring billing and stored card payments Recurring paymentsMemberships, retainers, subscriptions, season passes: recurring revenue is the best revenue a business has, and recurring billing is where payment operations either quietly compound value or quietly…
Explore → EFT and pre-authorized debit (Canada's bank-to-bank rail) EFT & pre-authorized debitCanada's bank to bank rails usually move money on flat per item pricing, and most businesses that fit them have never been offered them.
Explore → Credit card surcharging in Canada SurchargingPassing the cost of credit card acceptance to the customer is allowed in most of Canada, within card brand rules. We set it up to those rules.
Explore → WeChat Pay, Alipay and crypto Alternative paymentsSome customers would rather pay with WeChat Pay, Alipay or cryptocurrency. We can add acceptance alongside your cards.
Explore →Alternative payments: WeChat Pay, Alipay and crypto
Some customers would rather pay with WeChat Pay or Alipay, the mobile wallets most visitors from China use, and some would rather pay with cryptocurrency. We can add acceptance for WeChat Pay, Alipay and crypto alongside your card acceptance, for businesses where those customers matter, such as hotels, attractions and retail.
Each runs through a provider that connects to how you already sell. We recommend the one that fits, deploy it, and support it like the rest of your setup. Ask us about the payment methods your customers are asking for.
A recommended payments partner of the BC Chamber of Commerce
Find out what you are actually paying
Send us a recent statement. We read it line by line and come back within 1 to 2 business days with exactly what you are paying and whether the structure matches how you run. No obligation, just numbers.
Built for businesses that expect more from their payment systems.