Blog
Payments news, security and partnerships from the Kubera team, newest first. 331 posts since 2011.
2026
- Scams Are Moving From Email to Text Messages
- Consumers Are Becoming More Selective About How They Use Credit
- Small Businesses Want Payments Built Into the Tools They Use
- Payment Choice Now Shapes Where Customers Decide to Shop
- Consumers Expect to Spend More, but Mostly Because of Prices
- Instant Payments Give Treasury More Control Over Working Capital
- Real-Time B2B Payments Are Moving Closer to the Mainstream
- Identity and Automation Move to the Centre of Payment Modernization
- Checkout Is Becoming the New Loyalty Experience
- FinTechs Are Gaining Ground in Cross-Border Payments
- Millennials Are Expanding How They Pay, Not Replacing Cards
- Fraud Prevention Shouldn’t Slow Payments
- Digital Wallets Continue to Expand Beyond Payments
- Embedded Finance Is Reshaping Restaurant Technology Platforms
- Cross-Border Payments Are Becoming More Flexible for SMBs
- Why Small Businesses Struggle With Tracking, Not Spending
- Payment Visibility Is Becoming as Important as Payment Speed
- Payment Performance Depends on Integration, Not More Features
- Cross-Border Trade Is Expanding Faster Than Payment Practices
- Payment Certainty Is Becoming the New Standard in Fraud Prevention
- Payment Delays Are Becoming a Customer Experience Problem
- Why SMBs Value Payment Protection as Much as Payment Speed
- Why Mobile Wallet Competition Is Accelerating at Checkout
- Why SMBs Are Prioritizing Cash Flow Flexibility Over Payment Methods
- How Embedded Finance Is Turning B2B Platforms Into Revenue Engines
- Why Embedded Payments Are Changing Where Fraud Happens
- Why Payment Delays Are Costing Small Businesses More Than They Realize
- Why Instant Payments Are Becoming Critical for Small Business Cash Flow
- How Embedded Payments Are Helping Travel Platforms Close More Bookings
- Why Embedded Finance Is Becoming a Growth Engine for B2B Platforms
- Instant Payouts Are Moving From Option to Expectation
- How Embedded Payments Are Becoming Standard for FinTechs
- Why Instant Payments Are Becoming Essential for Small Business Cash Flow
- Why Businesses Are Moving Beyond Checks in Favour of Virtual Cards and ACH
- Inside Today’s Most Common Consumer Scams and What Actually Stops Them
- Six Payment Shifts That Will Define the Industry in 2026
2025
- Why January Has Become a Critical Retail Month
- How Payment Choice Is Reshaping the Online Checkout Experience
- Understanding Consumer Protection: Why Credit Cards Matter for Shoppers
- Why Gen X Is Pulling Back This Holiday Season
- What Visa’s Black Friday Fraud Data Reveals About Seasonal Risk
- The New Reality of Fraud and Why Banks Must Adapt
- How Compliance Is Becoming an Unlock for Embedded Finance in B2B
- Visa and Mastercard Reach Swipe-Fee Settlement with U.S. Merchants
- Top Performers Prove Speed and Security Define Best-in-Class Card Issuing
- How Credit Cards Are Winning Canada’s eCommerce Checkout
- How Gen Z Is Driving Holiday Growth for Card Issuers
- Credit Cards Lead Online Payments as Consumer Habits Evolve
- How Mobile Wallets Are Changing the Way Consumers Pay
- How Instant Payments Are Reshaping Canada’s Restaurant Industry
- Why Pay-Later Options Are Redefining Holiday Spending in 2025
- Why Store Card Instalments Are Winning Over Younger Shoppers
- How Payment Errors Can Hold Your Business Back
- Why Virtual Cards and Wallets Are Reshaping Accounts Payable
- Digital Wallets Now Power 16% of Online Purchases
- How AI is Transforming Payments From the Inside Out
- Two-Thirds of Businesses Plan to Switch for Embedded Finance
- Inflation Stays Tame But Household Budgets Get No Break
- Tariffs Force Small Businesses to Raise Prices More Frequently
- SMBs Are Switching to Platforms with Embedded Finance
- How Small Businesses Use Credit Cards to Manage Cash Flow
- The Five Rules Shaping Gen Z’s Approach to Payments and Banking
- The True Cost of a Late Refund
- Turn Payments Data Into a Retention Growth Engine
- Tariffs Are Reshaping Consumer Expectations at Checkout
- The Cost of Not Offering Preferred Payment Methods
- How Tokenization Protects Contactless Payments and Merchants
- Gen Z Shoppers Will Switch for Self-Checkout
- Mobile Wallets Now Account for 21% of In-Store Payments
- Contactless Payments Are Now the Standard
- Cybercrime Is Rising Alongside Digital Payments
- Digital Wallets Go Beyond Payments as Global Usage Grows
- Faster Payments Start with Supplier Enablement
- How Tariffs Are Reshaping Household Budgets
- New Visa Program Helps Businesses Integrate Payment Solutions
- Card Payments Lead as Cash Use Declines
- The Future of Secure and Convenient Payments
- The Rise of Payment Fraud and What Comes Next
- How Payment Integration Is Powering Global Growth
- How Rising Prices Are Reshaping Consumer Spending in 2025
- Mastercard CEO on Consumer Spending and the Future of Payments
- Most Consumers Without Credit Cards Still Use Credit
- Capital One and Discover Financial Services Merger Gets Regulatory Approval
- Why Consumers Are Choosing Digital Wallets, Debit, and Credit Cards Differently
- Why Gen Z Shoppers Are Embracing Credit Card Instalments
- How Instant Payments Are Changing the Way Businesses Pay
- The Future of Government Payments is Digital
- Redefining Credit Card Rewards with Personalization
- Real-Time Payments, Real-Time Fraud Prevention
- 21% of Financial Scams Originate on Social Media
- Understanding Payment Processing: The Role of Acquiring Banks
- The Future of Digital Payments: A $33.5 Trillion Industry by 2030
- Visa’s Anti-Fraud Unit Blocks $350 Million in Scams
- Financially Stable Consumers Favor Co-Branded Cards for Rewards
- Why Baby Boomers and Seniors Are Sticking to Traditional Credit
- Worldwide Card Transactions to Surge 43% by 2029
- The Rise of Cashless Concerts and Events
- Fiserv Expands Embedded Finance with DoorDash Partnership
- One-Third of U.S. Small Businesses Now Add Credit Card Surcharges
- How Millennials and Gen Z Are Powering Credit Card Spending Growth
- 74% of Travellers Depend on Digital Wallets for Their Journeys
- AI in 2025: Transforming Payments for Merchants and Consumers
- Card Fraud Losses on the Rise: What Businesses Need to Know
- Fiserv Acquires Payfare to Expand Embedded Financial Services
- The Pros and Cons of Frictionless Payments
- Digital Wallets Go Global, Adapting to Local Needs
2024
- How Tokenized Payments Enhance Retail Experiences
- Merchants Maneuver as Visa Enforces Surcharge Program
- Amex’s Focus on Younger Generations
- How Pay-at-the-Table Tech Is Reshaping Restaurants
- Why Holiday Shoppers Are Turning to Pay Later Options in 2024
- Ensuring Prompt Payments Over the Holiday Season
- Young Consumers Face Greater Risk of Payment Fraud
- Mastercard’s Move to Eliminate Manual Card Entry by 2030
- Optimize the Payment Experience for Maximum Black Friday Sale
- Utilize Clover Go to Accept Payments Using your iPhone
- Introducing Biz360 for Small Businesses by Mastercard
- The Future of Healthcare Payments with Oracle
- Fiserv's New Bank Charter Set for Competitive Pricing Advantage in Payments
- Regulation of ‘Buy Now, Pay Later’ Apps
- Mobile Payments Surge as Businesses Go Hardware-Free
- Finix Raises $75M to Compete with Stripe and Square
- How Embedded Finance is Revolutionizing PayFacs and Software Platforms
- How Payment Options and Consumer Preferences Impact Online Shopping Behavior
- How Banks Can Address AI Concerns to Customers
- Canada to Cut Credit Card Fees for Small Businesses
- Unlocking Spend Management and Reducing Fraud Through Transaction Data
- Apple’s Tap to Cash: A Look at Innovation in Payments
- PayPal Launches Guest Checkout Service for Fiserv Clients
- Introducing Kubera’s New Partnership with Eigen Payments
- Shift4 Acquires Givex for $148M
- Navigating First-Party Fraud: Essential Strategies for Small Businesses
- How Embedded Payments Are Revolutionizing the Way We Pay
- Visa Introduces Digital Emergency Card Replacement Service for Global Travelers
- Navigating AI as a Small to Medium-sized Business
- Introducing Kubera’s New Partnership with Payroc
- Introducing Kubera’s New Partnership with Finix
- Dual Pricing: A Key to Business Success
- Capitalizing on Credit Card Surcharging: A Guide for Businesses
- How Tokenization Reduces Friction for Card-Not-Present Transactions
- Digital Wallets Set to Surpass Debit Cards in Physical Stores
- P2P Payments Bring Convenience and Flexibility to Retail
- How Consumers Are Expanding Digital Wallet Use
- Understanding Multi-Currency Payment Processing
- Innovative Tech Boosts Efficiency and Profits for Restaurants
- Mastercard Plans to End Manual Card Entry for Online Purchases in Europe by 2030
- Credit Unions' Pursuit of Deposits and Loyalty from Gen Z
- Visa's Mission to Safeguard Small Businesses
- Advancing Fintech Solutions to Counter Check Fraud
- Consumer Preferences for Effortless Shopping on Connected Devices
- Young Consumers Embrace Credit for Budget Management
- Reducing Processing Costs and Improving Payment Workflows for Wholesalers
- Mastercard Redefines Business Payments with Mobile Wallet Integration
- Insights into Gen Z's Job Market for 2024
- Breaking Down Gen Z's Financial Stress
- Gen Z's Payment Habits revealed by EY's Survey
- Elevate Your Business with Data Candy: The Gift Card and Loyalty Program Integration on Clover
- Decoding Gen Z's Payment Preferences
- Transforming Banking for the Mobile-First Generation
- Nuvei Goes Private in Landmark $6.3 Billion Deal
- Understanding the AT&T Data Breach: Implications and Next Steps
- Unraveling the Impact of Amex in the Visa-Mastercard Settlement
- Visa and Mastercard Reach Landmark Credit Card Settlement: What You Need to Know
- The PCI Compliance Advantage with Planet's Proxy Solution
- Unlocking Revenue and Benefits with Dynamic Currency Conversion
- Elevate Your Catering Experience with BentoBox
2023
- Credit Card Reward Programs Drive Customer Loyalty with Personalization
- Visa Changes Fraud Dispute Rules to Save Merchants “Billions”
- Government of Canada Announcement: Lower Credit Card Fees for Small Business
- Finserv Adds Tap to Pay on iPhone for Small Business
- Consumers Prefer To Pickup Takeaway Than Use Delivery Service
- Canarytokens released a token type, here’s how it could help your business
2022
- Rules Around Merchant Credit Card Surcharges to Change in Canada This October
- Visa Q3 Earnings Boast Strong Consumer Spending Despite Economic Concerns
- Friendly Fraud? What merchants need to know
- Elon Musk Wants to Integrate Payments Into Twitter Including Crypto
- Visa Leverages AI to Get Rid of Pending Charges
- Apple, Microsoft and Google Join Forces to Achieve Passwordless Sign-Ins Across platforms
- 5 Reasons Virtual Cards Benefit Business in the Work-From-Home Era
- Consumer Groups and Banks Want Stricter Buy-Now-Pay-Later Regulations
- Financial institutions worry that Russia will target SWIFT system
- Risk Free, Buy Now Pay Later? Think Again
- Bitcoin’s dip calls into question its usefulness in payments
- Canadian consumers and businesses are more aware of payment fraud than before but must remain vigilant
- Three POS Skimmers
2021
- British Columbia Passes Freedom Of Information And Protection Of Privacy Amendment Act, Amendments Needed For Data Breaches
- BC Chamber of Commerce receives applications to support Shop Local initiatives
- 5 Reasons Why Businesses Need to Diversify Their Payment Options
- 5 ways to keep your employees happy and motivated during the pandemic
- 5 Ways to Make Payment Processing Painless for your Customers
- Over 6,000 Coinbase accounts had cryptocurrency stolen by hackers
- What You Need to Know About Payment Processing for Your Business
- Two of three consumers would stop shopping with brand/merchant after ecommerce data breach
- Mastercard to discontinue magnetic strip on cards
- Mastercard CFO says US consumers “ready and willing” to spend more than before
- 5 Things to Consider When Choosing Payment Processing
- Canadians Experience Some Drastic Salary Increases, Benefits due to Labour Shortages
- 5 Payment Trends that are Transforming Commerce in the World
- What is Ransomware and What Should You Know?
- Mastercard Donates $1.3 Billion to aid Africa's Covid-19 Response
- Younger Generations Driving Digital Wallet Use And Debit Payment Over Cash/Credit
- What is Multi-Factor Authentication?
- China Officially Bans Financial Companies From Offering Cryptocurrency Services
- Pandemic accelerated: 5 payment trends for 2021
- Will we ever become a completely cashless society?
- P2P Payments: Do The Benefits Outweigh The Risks?
- More bumps in the road for Bitcoin’s acceptance as payment
- Microsoft warns of multiple threats while cleaning up infected Exchange servers
- What is a virtual card and how can they help business?
2020
- Top 5 Mobile Payment Apps Of 2020
- 7 advantages of digital payments during COVID
- Apple makes moves in the payment industry with Mobeewave acquisition
- 7.5 Million Users Exposed By Dave Banking Security Breach
- New Pandemic Scams On The Rise
- How Coding Bootcamps Are Transforming Education
- How to defend yourself against VTC hijacking and being Zoom-bombed. FBI Warns
- Amazon envisions the next level in biometric payments: Waving with your hand
2019
2017
2016
2015
- Hotel Chain, Hyatt gets its payment system hacked
- ISACA Vancouver: PCI Compliance vs. Risk
- How big was cybercrime in Canada last year?
- Why merchants need a robust online fraud plan
- Cyber Security Month & Say Goodbye To Swiping Your Card
- Does accepting EMV Chip & PIN cards make my business PCI compliant?
- The Visa TIP Program & What It Means to You
- The EMV Liability Shift: What you should be doing right now
- Why is Samsung Pay is so great?
- Why you should accept both EMV and Contactless/NFC enabled credit cards
- Alternative EMV PCI integration certification solution for your business
- UCLA Hospital determines cyber breach could affect sensitive data of 4.5 million
- Choosing the right receivables solution
- Ready to develop your tech skills?
- Moving towards a tech future in Canada with mobile payments: iOS 9 and Android pay
- Mobile, Credit & Debit and other payments outstrips the use of cash in the UK
- Why would Apple Pay benefit my business?
- Canada’s big six banks are negotiating for November Apple Pay launch
- Why switching to EMV Chip & PIN is so important
- Target will pay data breach victims $10 million
- Grow your sales with Gift Cards
- Growing your business with loyalty programs
- Target, saying goodbye to Canada
- Apple Pay Comes To Canada – Soon
- Canadian Small Business in Review
2014
- The 6 best Canadian Credit Cards 2014
- What is MCX and how does it affect consumers?
- Minster of Finance Welcomes Visa & Master Card Proposals
- A brief history and the end of the famous “magstripe” credit card
- The Oct 2015 payments "Liability Shift". What it means for merchants
- The Home Depot Breach: What you can do and how to protect your credit card information
- What is the cost of a data breach?
- What is the difference between Ingenico & VeriFone?
- Why protecting cardholder data is good for your business
- Are American consumers ready for EMV chip cards?
- Not ready for payment processing or mobile payments? Here why you should be.
- Mobile, NFC & Contactless payments: Better Customer Experience, Better Sales
- Is Mobile Payments Ready to take off?
- Choosing A Secure Password
- Types of POS Malware part 2
- Paypal launches first ever wearable payments app with the Galaxy Gear 2
- What Are Point of Sale Malware That Can Steal Credit Card Data?
- Could Tokenization Have Prevented Recent Data Breaches?
- Michaels reports a possible credit card data breach
- How is the U.S. behind the rest of the world in credit card security?
2013
- The 2013 Target Breach/Heist
- Canada ranks in the top 3 in cashless payment societies
- PCI Compliance 3.0 Overview - Part 2
- PCI Compliance 3.0 Overview - Part 1
- Restaurant Owners are “Very Concerned” about their credit card processing fees. We're here to help!
- BitPay Passes 10,000 Bitcoin-Accepting Merchants
- Litecoin Enters The Market As Bitcoin's "Silver"
- Hosted Checkouts Make Online Payments Easier and Safer
- Lamassu launches its Bitcoin ATM for pre-order
- Payment processing that focuses on your industry
- [Infographic] Bit By Bit: The rise and use of Bitcoin
- Quick tips on choosing the right payment gateway
- Bitcoin, government intervention and micro-payments
- What is going to happen to Bitcoin?
- Jeff Berwick, Bitcoin ATM co-founder makes getting Bitcoin easier than ever
- How to choose the right payment processor
- Bitcoin, a currency or a commodity?
2012
- Mobile Payments & NFC
- Mobile Payments: The Google Wallet Card
- Why Do I Need A Personal Guarantee?
- Why do businesses have to sign a personal guarantee for a merchant account?
- Does Your Business Suffer from not having Chip & PIN?
- Payments System Review: How far is Canada behind in the payments industry?
- The MintChip Challenge: Can cash be completely replaced?
- Congratulations! 10Sheet makes it to Techstars
- Quick Marketing Tips to Fuel Your Business
- Beyond Borders 9th Annual Media Awards
- Increase Revenues With Faster Payments Using Contactless Technology
- Research and Markets: Mobile Payment - Technologies and Business Models
- Contactless Payments: Drink Espresso Bar
- Addressing Card Skimming at the Point of Sale, PCI and EMV Chip Technology
- Top 10 Debit and Credit Card Stories of 2011
2011
- A Look Back at Payments in 2011
- Green business community considers cloud
- Tapping into Generation Y: Nine Ways Community Financial Institutions can use Technology to Capture Young Customers
- Introducing our latest partner +Emergency
- The Changing Role of a CMO - Live Stream Event
- Cloud Computing – The IT Solution for the 21st Century
- What are Virtual Payment Terminals?
- What Policies do Credit Card Companies have in Place to Protect you from Fraud?
- Digital Wallets bring Mobile Payments to North America
- Are Mobile Payments in our Future?
- What are MasterCard PayPass and Visa payWave?
- Credit Card Fraud and Your Business (Part 3 of 3)
- Credit Card Fraud and Your Business (Part 2 of 3)
- Credit Card Fraud and Your Business (Part 1 of 3)
- Add Another Layer of Security when Shopping Online
- Tips for Ecommerce Security
- Choosing an Online Payment Gateway for your Ecommerce Webstore
- Making the Switch to Accept Chip & PIN Payment Cards
- EMV Compliant Chip and PIN Technology in Canada
- How Do EMV Standards Affect Payment Processing at Your Business?
- What is PCI DSS? (pt. 2)
- What is PCI DSS? (pt. 1)
- Kubera announces partnership with VersaPay
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